Life & Health - SAF Insurance for NSmen

SAF Group Term Life Insurance

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Aviva appreciates the work SAF personnel do for our country, and in return we have you covered. SAF insurance is a product designed especially for you as a SAF or MINDEF personnel (including NSmen) and your spouse. The SAF insurance plan helps expand and extend existing SAF benefits with additional coverage options. Enjoy a range of comprehensive and affordable coverage up to age 65, hassle-free, with a SAF insurance plan.

In addition to the information below, read our FAQs to find out more about SAF insurance.

Note: With effect from 1 October 2011, SAF Supplementary Major Illness Insurance has been renamed to SAF Supplementary Living Care Policy.

SAF Group Term Life Insurance

Aviva believes in helping to protect those that protect us. We demonstrate this commitment by offering special SAF Insurance plans that allow you to supplement your existing coverage and benefits. Our SAF Group Term Life Insurance policy is designed for SAF and MINDEF personnel as well as those who have committed to national service.

For as little as $2.52 a day, you can be assured up to $600,000*! If you are married, your spouse and children can enjoy this scheme at an even lesser amount of $1.97 a day only! This small amount covers you the following:

a. Life Insurance Coverage

Death due to illness S$600,000
Total & Permanent Disablement1 due to illness S$720,000
Advance payment of 50% of sum assured (limited to $100,000) in the event that an insured person is diagnosed with a terminal disease and is medically certified that he will pass away within the next 12 months from the date of diagnosis. The balance of the sum assured will be paid to the proper claimant as Death Benefit.

b. Personal Accident Coverage

Death due to accident not relating to SAF training S$625,000
Extra 100% compensation for Death directly due to accident during SAF training or occupational activities including reservist In-Camp Training (subject to a maximum of $100,000) S$700,000
Total & Permanent Disablement due to an accident S$745,000

Disablement of specific body part(s) arising from an accident
  % of sum assured
Loss of two limbs 100%
Loss of both hands, or all fingers and both thumbs 100%
Loss of sight of both eyes 100%
Loss of arm
  • at shoulder
  • between shoulder and elbow
  • at elbow
  • between elbow and wrist
 100%

Please download our brochure for more details.

Both you and your spouse can continue to enjoy this comprehensive 24-hour worldwide term life insurance up to age 70 even after you leave the SAF or retire or have no reserve liability.

Another important aspect of Aviva's SAF Group Term Life Insurance policy is the eligibility for the SAF / MINDEF rebate in good years. This rebate, paid at the discretion of SAF / MINDEF, offers a partial rebate or refund of premium for this policy based on the premium paid for all or a portion of the preceding policy year.

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

Supplementary Living Care Policy

Note: With effect from 1 October 2011, SAF Supplementary Major Illness Insurance has been renamed to SAF Supplementary Living Care Policy.

In addition to the Group Term Life Insurance, when a major illness occurs, your living expenses and other costs can be quite substantial, and your other insurance may have limitations. Do not despair! With this Supplementary Living Care Policy for less than $1 daily, we will provide added financial protection of $300,000 (if you are aged 45 and below) to help you tide over the financial difficulties while you seek medical treatment on these common major illnesses namely:

Stroke Deafness
Heart Attack Aorta Surgery
Critical Cancer Loss of Speech
Kidney Failure Alzheimer's Diseases
Coronary Artery By-Pass Surgery Terminal Illnesses
Paralysis Motor Neurone Disease
Major Organ Transplant AIDS due to Blood Transfusion
Multiple Sclerosis Parkinson's Disease
Blindness Chronic Liver Disease
Coma Chronic Lung Disease
Muscular Dystrophy Major Head Trauma
Fulminant Viral Hepatitis Aplastic Anaemia
Primary Pulmonary Arterial Hypertension Apallic Syndrome
Major Burns Progressive Systemic Scleroderma
Heart Valve Surgery Benign Brain Tumour

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

Group Personal Accident Insurance

This insurance covers you 24-hour worldwide for accidents arising from personal/social activities including peacetime SAF training locally and overseas. With a maximum coverage of $300,000 for a daily premium of $0.44 (inclusive of prevailing GST), you need not worry anymore about accidents that may cause you death, total and permanent disablement or accidental permanent dismemberment.

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.

Group Disability Income Insurance

This insurance plan provides the security of continuing income in the event of disability, paying monthly as long as disability continues, up to age 55.

Please download our brochure for more details.

* Terms and Conditions apply.

The information on this page is only an overview of the benefits under the SAF Group Insurance scheme and is not a contract of insurance. The detailed terms and conditions of the scheme are contained in the Group Policy Contract No. 2000002 and Group Policy No. 2000019.