MoneySecure Express

With MoneySecure Express, you only need to save for 5 years whether you sign up for the 8, 10 or 15-year term. You can enjoy the flexibility of withdrawing your cash coupons to spend as you like or reinvest them at the prevailing interest rate of 3% per annum¹.

Saving smarter with MoneySecure Express.

Mr. Tan is a 42-year old father who’s looking to start saving for his daughter’s wedding. He wants to make sure it’s special and a day to remember. He has around $500 to set aside each month and is interested in MoneySecure Express because it provides him with both the security and flexibility he’s looking for. At a glance, Mr. Tan was attracted to the following:

Benefits⁴ of MoneySecure Express

• Save only 5 years with flexible choices of 8, 10, and 15 years policy term
• Flexibility of getting your money back via guaranteed cash coupons²
• Bonus annually³, starting from Year 1
• Protection benefits for the entire policy term⁴
• Guaranteed issuance, no medical check-up required.

Achieve your financial goals with MoneySecure Express

By choosing MoneySecure Express, Mr. Tan can enjoy the peace of mind of knowing his money is working smartly for him and he has the flexibility to either reinvest or withdraw the Guaranteed Cash Coupons.

Here’s how Mr. Tan’s endowment plan might look at the end of his policy term:

By putting away $503.10¹ every month for 5 years, Mr. Tan would have saved $30,186. If he signs up for a MoneySecure Express with a 10-year maturity term and chooses to reinvest his guaranteed cash coupon, he may receive $36,148¹.

Or, if Mr. Tan’s circumstances change, he could choose to withdraw his guaranteed cash coupons as follows: 

Covered for the unexpected

As an added extra - all through his policy years, Mr. Tan is covered for death, terminal illness as well as total and permanent disability⁴. And in the event of accidental death before 65 age next birthday, his payout will be double the total premiums paid plus any guaranteed cash coupon he’s not withdrawn and bonuses³ earned.Reassuring to know that should the worst happen, his money is secure.

MoneySecure Express is perfect for helping Mr. Tan to fund his daughter’s special day, and it could be perfect for you too… saving for that special holiday, a new car, just a rainy day or even maybe as a nest egg for your golden years.


¹ Premium quoted is based on 10-year term for a MoneySecure Express policyholder aged 42 next birthday with a sum assured of $23,500, assuming a projected investment rate of return of 4.75% p.a. Reversionary and terminal bonuses are not guaranteed and will depend on the performance of Aviva’s Participating Fund. The prevailing non-guaranteed interest rate for reinvestment of the guaranteed cash coupons with Aviva is at 3% and is determined by Aviva from time to time.
² The Sum Assured in the basic plan is used to determine the Guaranteed Cash Coupons payable. It is the amount equivalent to the sum of all Guaranteed Cash Coupons that will be paid out. The Sum Assured is not the Death Benefit. Please refer to the Product Summary for details of your Death Benefit.
³ Assuming a projected investment rate of return of 4.75% p.a. Reversionary and terminal bonuses are not guaranteed and will depend on the performance of Aviva’s Participating Fund.
⁴ The coverage for total and permanent disability and death due to accidental injury ends at age next birthday 70 and 65 respectively.